Buy a Home in Spring & North Houston — With a Data Edge

Mortgage calculator

What would you pay monthly?

Home price$300,000

Down payment5%

Interest rate6.5%

Estimated monthly payment

$2,412

Principal + interest$—

Taxes (est. 2.2%)$—

Insurance (est.)$—

PMI$—

Educational estimate with a reference rate — not a quote. I'll connect you with lenders for exact numbers.

The engine advantage

What my buyers see before anyone

Foreclosures & auctions

Properties headed to auction in your area, detected weekly in county records.

Bank sales (REO)

Homes banks took back and need to sell — often below market.

Owners ready to sell

Public selling signals (relocation, inheritance, taxes) before the home ever hits the MLS.

Frequently asked

Before you ask

What does buyer representation cost me?

I explain the representation agreement and its cost line by line before we start — no surprises. In many deals the buyer's agent compensation is covered by the seller; every case is negotiable and we'll review it together.

How much do I need for a down payment?

Less than you think: loans start at 3% down (conventional) and 3.5% (FHA), and Texas assistance programs like TSAHC can cover part of it. ITIN options exist too (10-20% down).

What are the 'off-market deals' you mention?

My data engine reviews county public records weekly: foreclosures, bank sales (REO) and owners showing selling signals. Many of those never hit Zillow — my buyers see them first.

Can I buy without a social security number?

Yes — with an ITIN you can buy a home in Texas. I work with lenders who close ITIN loans every day. See the full guide in the first-home hub.

Let's talk today

The biggest decision of your life deserves someone who explains all of it.

A 15-minute call, no strings attached. In English or Spanish — your call.

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